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Temporary Bridging Loan Programme (TBLP)

This programme provides enterprises access to working capital for business needs.



Up till 31 March 2022: Up to S$3 Million loan per Borrower

From 1 April 2022 – 30 September 2022: Up to S$1 Million loan per Borrower

Note:Borrowers are subject to an overall borrower group limit of S$20m for TBLP. In addition, there is an overall loan exposure limit of S$50 million per borrower group across all facilities.

The TBLP has been further extended for 6 months, from 1 April 2022 to 30 September 2022.


You are:

  • A Singaporean enterprise looking for working capital for business needs.


You need to:

  • Be a business entity that is registered and physically present in Singapore,
  • Have at least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership,
  • Refer to "Critical Information" for more details. 

Critical information

ESG risk share is at 70%.

The borrower is responsible to repay 100% of the loan amount. When defaults occur, the Participating Financial Institutions (PFIs) are obligated to follow their standard commercial recovery procedure, including the realisation of security, before they can make a claim against Enterprise Singapore for the unrecovered amount in proportion to the risk-share.

Borrower Group consists of the following:

  • Borrower; and
  • Corporate shareholders holding more than 50% at all levels up; and
  • Subsidiaries where the Applicant company holds more than 50% shareholdings and subsequent subsidiaries at all levels down
  • Subsidiaries where the Applicant’s Ultimate Parent Company holds more than 50% shareholdings and it subsidiaries at all levels down

Repayment Period: Up to 5 years

Interest Rate:

  • Up till 31 March 2022: Capped at 5% p.a.
  • From 1 April 2022 - 30 September 2022: Capped at 5.5% p.a.
What to expect when applying

Interested enterprises may approach any of the following Participating Financial Institutions to apply for the loan with the required supporting documents (subject to banks’ credit approval).

List of Participating Financial Institutions can be found here.

Documents you'll need for your application
For application details and instructions on how to compile all required supporting documents for submission, click here.
Useful links
For more details: TBLP

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