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Temporary Bridging Loan Programme (TBLP)

This programme provides Small and Medium Enterprises (SMEs) access to working capital for business needs.



Up to S$5 Million loan per Borrower Group, valid until 31 March 2021.*

*Refer to "Critical Information" for more details.

You are:

  • A Singaporean SME looking for working capital for business needs.


You need to:

  • Be a business entity that is registered and physically present in Singapore,
  • Have at least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership,
  • *Refer to "Critical Information" for more details. 

Critical information

In the event of company insolvency, the Government will provide 90% risk share on the loan for new applications initiated from 8 April until 31 March 2021.

Borrower Group consists of the following:

  • Borrower; and
  • Corporate shareholders that holds more than 50% of total shareholding of the applicant company, and any subsequent corporate parents (all levels up), and subsidiaries (all levels down).

Repayment Period: Up to 5 years. SMEs may request for deferment of principal repayment for one year, subject to assessment by participating financial institutions.

Interest Rate: Capped at 5% p.a.

What to expect when applying

Interested enterprises may approach any of the following Participating Financial Institutions to apply for the loan with the required supporting documents (subject to banks’ credit approval).

List of Participating Financial Institutions can be found here.

Documents you'll need for your application
For application details and instructions on how to compile all required supporting documents for submission, click here.
Useful links
For more details: TBLP

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